Hopae

First global intermediary

Global eID and
wallet access for
Financial Services

hConnect gives banks, fintechs, lenders and other financial services seamless access to government-issued eIDs and wallets — including EUDI Wallet — through a single API, powering instant, compliant onboarding and authentication.

hConnect gives IDV and eSignature providers instant, secure and compliant access to government-issued eIDs
and EUDI Wallets —through one simple API.

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THE OPPORTUNITY

Financial services are under pressure: eIDAS 2.0, stricter AML-Regulation, and rising fraud are colliding with demand for frictionless onboarding.

Meeting these requirements and the evolving demand requires integrating national eIDs and wallets — including the EUDI Wallet — but doing so across markets is complex and costly.

hConnect, our intermediary platform, turns this challenge into an advantage — simplifying compliance, cutting costs, and unlocking growth.

Today’s IDV and eSignature providers face the duality of meeting customer expectations while navigating rising compliance demands, such as eIDAS 2.0. As identity verification shifts from documents to digital IDs,
adaptation is no longer optional. It’s urgent.

The challenge?
Every market comes with different systems, standards, and regulations. Building and maintaining connections in-house slows down innovation and drains resources.

hConnect turns this challenge into an opportunity
—unlocking new services, higher trust, and faster growth.

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Why Hopae

Why Financial Services
choose Hopae to scale
identity verification

Why Trusted Service
Providers choose Hopae
to scale IDV

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Compliance built-in

Meet today’s eIDAS 1.0 and AMLD requirements, with guaranteed readiness for eIDAS 2.0 and AMLR in 2027.

Boost conversion rate

Replace document uploads and selfies with one-click verification, improving conversion and reducing drop-offs.

A Single API — 100+ eIDs

Access eIDs and wallets, including EUDI Wallets, across markets.

Privacy & neutrality

No PII stored — only live credential exchange. Neutral layer between wallets and financial institutions to minimize liability and maximize trust.

Trusted infrastructure

Sovereign infrastructure, and first EU-registered intermediary. Supports high-LoA, bank-accepted eIDs, with low-latency, redundant credential exchange and full auditability.

Be ready when your customers ask for eID coverage — deliver instantly and stay ahead of competitors.

Scalable by design

Enter new markets without rebuilding integrations — coverage expands as you grow.

Use cases

Start your customer journey with trust

Unlock new identity and
signature flows

Deliver secure, seamless experiences across the entire financial journey.
From onboarding new customers to processing loan applications or
verifying high-value transactions, hConnect protects every step with speed, trust,
and built-in support for global KYC and AML compliance.

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Customer onboarding

Instantly verify customers to open accounts, or access trading services without document uploads or selfies. Onboard more customers faster, increase conversion, and stay AML-compliant.

Loan application

Speed up loan, and credit approvals and avoid fraud by verifying identity instantly via eIDs and EUDI Wallet.

Instantly confirm age eligibility for regulated services without oversharing data.

Payment & wire transfer

Strengthen Strong Customer Authentication (SCA) for large transfers, or cross-border payments, meeting AML requirements and supporting PSD2.

In-branch banking

Customers will present eIDs and wallets in branches — be ready to accept them and modernize in-person services.

Who we help

Helping Financial services
turn compliance into growth

Built for teams driving
identity and growth

Hopae helps financial services leaders simplify compliance,
improve UX, and scale with trust.

Whether you’re building the product experience or opening new markets, hConnect gives your team the tools to integrate faster and scale smarter.

Whether you’re building the product experience or opening new markets,
hConnect gives your team the tools to integrate faster and scale smarter.

Explore hConnect

Product teams

Simplify complex integrations with one API, accelerate time-to-market, and cover KYC/AML requirements globally without disrupting existing flows.

Integrate once, stay compliant everywhere, and ship faster without reinventing the wheel.

Compliance teams

Stay ahead of regulatory pressure with built-in eIDAS 1.0/AMLD compliance and a clear path to eIDAS 2.0/AMLR. Gain assurance with LoA normalization and full auditability.

Digitalization teams

Boost conversion and reduce drop-offs with one-click identity flows.
Unlock new markets with broader wallet coverage, while improving user experience and trust.

First EU-registered intermediary under eIDAS 2.0

First EU-registered intermediary under
eIDAS 2.0

Hopae and INCERT, the Luxembourg public agency, partner to Make hConnect the first EU-Registered Intermediary Service Under eIDAS 2.0.

Unlike traditional integrations built on generic cloud services, hConnect will be powered by INCERT’s sovereign, eIDAS-compliant infrastructure—a trust backend already used
by some European governments.

Hopae and INCERT, the Luxembourg public agency, partner to Make hConnect the first
EU-Registered Intermediary Service Under eIDAS 2.0.

Unlike traditional integrations built on generic cloud services, hConnect will be powered by INCERT’s sovereign, eIDAS-compliant infrastructure—a trust backend already used
by some European governments.

Learn more